Enrolling in Starling Senior Care
participate in Starling Senior Care Advantage, you must be enrolled in a
participating Medicare Advantage plan and designate one of our Primary Care
Physicians at Starling Physicians to oversee your care. If you are enrolled in
a PPO, this designation does not limit your network access or create the need
for a referral – it simply ensures that you have designated a physician to
watch over your care and help facilitate a care plan for you.
on your status, there are different Medicare enrollment periods:
If you are a patient who will
soon be turning 65, you are eligible to participate in an Initial Enrollment Period
determined by your birth month. This period starts three (3) months prior to
your 65th birthday, includes your birth month, and extends three (3) months
after your birth month. It is important
to enroll during the Initial Enrollment Period to avoid any gap in coverage,
potential late enrollment penalties, or having to delay enrollment until the
next general enrollment period.
If you are working past 65,
are covered by group health insurance, and plan to retire from work soon, your separation date from
work triggers a Special Enrollment Period, during which you can enroll in
Medicare. You will want to work with your insurance broker to ensure there are
no gaps in coverage.
If you are currently on
there is an Annual Enrollment Period (AEP) each year from October 15 through
December 7, during which you can compare your options and make or change your
year, the health plans review and may change their benefits and the
prescription drug formularies. Many of
the changes can be substantial from year to year, and many new features may be
added like dental, vision, hearing aid, over-the-counter medication subsidies,
transportation, and much more. It is
prudent to meet annually with a licensed insurance agent to help review your
needs and help you in selecting the plan that is best for you.
If you qualify for Extra
Help, also called Low Income Subsidy (LIS), you may join or switch Medicare Advantage
plans once per calendar quarter during the first nine months of the year. This special election period can be used once
during one of these three periods: January through March, April through June, and July through September.
enroll in one of our accepted Medicare Advantage plans, when you designate one
of our primary care physicians on your enrollment application to oversee your
care, you are automatically enrolled in the Starling Senior Care Advantage
program at no additional cost. To see a
list of physicians that are part of the program, click here.
reach a certified and licensed insurance broker that understands our program
and is appointed by the insurance companies that we are contracted with, you
may utilize one of the following options:
the form below, and a local broker will contact you to help you with your unique situation.
- Attend a Medicare 101. The
basics of Medicare is taught by our preferred certified brokers in an
educational environment. Click here for the upcoming sessions and to